Compare Quotes from Over 25 UK Providers
Use the quote tool on this website to compare motorbike insurance options from a wide panel of trusted UK insurers. Depending on your individual circumstances, you could find cover for less than £256.*
25+ ProvidersCompare quotes with 25+ UK bike insurance providers
*51% of consumers who received a quote for Motorbike Insurance through this service provided by Seopa Ltd. In May 2026 were quoted less than £256.34. The price you could achieve is dependent on your individual circumstances.
Compare Quotes from a Wide Range of UK Motorbike Insurers
Why Compare Motorbike Insurance?
Using this quote tool allows you to view quotes from over 25 UK motorbike insurers. It's a quick and convenient way to explore options tailored to your needs.
1. Fast & Secure
Submit one quick form to see quotes in minutes.
2. Wide Range of Providers
Quotes are shown from a panel of 25+ UK motorbike insurers via a regulated quote service.
3. FCA Regulated
The quote service is provided by Seopa Ltd, authorised and regulated by the Financial Conduct Authority (FRN: 313860).
What Affects the Cost of Motorbike Insurance?
Many factors can influence the price you're quoted for motorbike insurance. Understanding these may help you compare policies more effectively.
1. Bike Model & Engine Size
Higher-performance bikes are often placed in higher insurance groups.
2. Rider Age & Experience
More years of riding may be viewed as lower risk by insurers.
3. Riding History
No-claims bonuses and claim history may affect your quote.
4. Storage Location
Insurers may consider where your bike is kept overnight when setting a price.
5. Annual Mileage
Lower mileage is sometimes associated with reduced risk.
6. Security Features
Devices like alarms or immobilisers may influence your premium.
What Is Motorbike Insurance?
Motorbike insurance offers financial protection for you, your bike, and others while riding on UK roads. It helps cover the cost of damage, theft, or accidents, and is a legal requirement if you're riding any motorbike, scooter, or moped in the UK.
At minimum, riders must have third-party cover. This ensures that if you're found at fault in an accident, the cost of damage or injury to others is covered. Additional levels of cover, including third-party fire & theft and fully comprehensive, offer broader protection depending on your needs.
By using the quote tool available on this website, you could be offered motorbike insurance for less than £256*, depending on your individual circumstances.
Types of Motorbike Insurance Cover
Motorbike insurance in the UK is generally available in three main types. The level of protection and the cost of your premium will vary depending on the cover you select.
Comprehensive Cover
Offers a broad level of protection for both you and others. This is generally considered the most extensive level of cover available.
Typically includes:
- ✓Damage to your own motorbike in an accident (even if you're at fault)
- ✓Protection for fire damage and theft
- ✓Cover for third-party property damage and personal injury
- ✓Some policies may include extras such as windscreen repair
Third Party, Fire & Theft
Provides cover for third-party claims, and adds protection if your motorbike is stolen or damaged by fire.
Typically includes:
- ✓Fire damage or theft of your motorbike
- ✓Cover for third-party property damage
- ✓Third-party injury liability
- ✓Does not cover your own motorbike if you're at fault in an accident
Third Party Only
This is the minimum level of insurance legally required to ride a motorbike on UK roads.
Typically includes:
- ✓Cover for third-party property damage
- ✓Protection against injury claims from other road users
- ✓Does not cover damage to or theft of your own motorbike
This content is for editorial purposes only and does not constitute financial or legal advice.
Tips That May Help Reduce Your Motorbike Insurance Premium
Some riders may be able to influence the cost of their premium based on certain personal and vehicle factors. Below are some commonly considered areas that insurers take into account when setting prices.
Enhance Security
Secure storage, alarms, and approved locks may help reduce the risk of theft in the eyes of insurers.
Build a No-Claims Discount
Some insurers may offer discounts to riders who have remained claim-free over time.
Pay Annually
Paying for your policy annually often helps avoid interest charges that can apply to monthly instalments.
Consider Advanced Rider Training
Courses such as IAM RoadSmart or ROSPA may be recognised by some insurers and could result in a lower premium.
Choose a Standard Bike Model
Motorbikes with smaller engines and minimal modifications are often placed in lower insurance groups by insurers.
Use the quote tool on this website to view options from over 25 UK motorbike insurance providers via a regulated service.
The quote service is provided by Seopa Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 313860).
Free: Motorbike Insurance Savers Checklist
Practical steps riders take to keep bike cover affordable, all in one checklist.
- ✓Security and storage details insurers ask about
- ✓Laid-up cover for winter: when it may make sense
- ✓Modifications: what to declare and why
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Motorbike Insurance FAQs
Explore general answers to common questions about motorbike insurance. Always refer to your policy documents for specific details.
Can I lower the cost of motorbike insurance?
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What's the difference between comprehensive and third-party motorbike insurance?
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Does my policy include helmet and protective gear?
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Do I need to declare modifications?
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Can I insure multiple bikes on one policy?
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Will advanced rider courses affect my premium?
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Is European riding covered by UK motorbike insurance?
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What is pillion cover?
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Ready to Compare Motorbike Insurance?
Use the quote tool on this website to view options from over 25 UK motorbike insurance providers via a regulated service.
Get QuotesThe quote service is provided by Seopa Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 313860).
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