Compare Travel Insurance from UK Providers

Use this website's quote tool to explore travel insurance options from over 15 UK insurers via a regulated service.

  • View quotes from a panel of 15+ UK travel insurance providers
  • Options may include cover for medical expenses, cancellations, and more
  • Single trip, annual multi-trip, and specialist policies available

The quote service is provided by Seopa Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 313860).

Travel insurance comparison
15+ UK Providers

Quotes sourced from up to 15 UK travel insurance providers

CoverForYou LogoInsurance Republic LogoInsure For LogoLoveit Coverit LogoMultitrip LogoPuffin Insurance Logo
CoverForYou LogoInsurance Republic LogoInsure For LogoLoveit Coverit LogoMultitrip LogoPuffin Insurance Logo

What You'll Need to Get a Quote

To receive accurate quotes via the regulated quote tool, you'll be asked to provide the following information:

1

Travel Dates

Start and end dates of your planned trip

2

Destination(s)

UK, Europe, or Worldwide — depending on your travel plans

3

Traveller Information

Age(s) of those travelling and any relevant pre-existing medical conditions

4

Trip Type

Choose between single trip, annual multi-trip, winter sports, or backpacking

5

Add-ons

Depending on your needs, you can include additional cover options such as baggage, gadget, cruise, or activity cover

Get Your Travel Insurance Quotes

The quote service is provided by Seopa Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 313860).

UNDERSTANDING COVERAGE

What Is Travel Insurance?

Travel insurance provides financial protection for certain unexpected events that may occur while travelling — such as medical emergencies, trip cancellations, or lost belongings. The level and type of cover can vary depending on the policy and the provider.

01

Single Trip Cover

Designed for one specific journey with a set start and end date. This may suit occasional travellers seeking cover for a single trip.

02

Annual Multi-Trip

One policy that can cover multiple trips within a 12-month period. This type of policy may be more cost-effective for frequent travellers.

03

Specialist Cover

Tailored policies that may offer cover for specific trip types such as winter sports, cruises, backpacking, or travel involving pre-existing medical conditions.

This content is for editorial purposes only and does not constitute financial advice.

Ready to Compare Travel Insurance?

Compare quotes from a panel of UK travel insurers via the quote tool provided by Seopa Ltd (authorised and regulated by the Financial Conduct Authority, FRN: 313860). The service is fast, secure, and may show options based on your travel details.

Get Quote Now

Common Travel Insurance Options

Medical Emergency & Repatriation

May cover emergency medical treatment abroad and medically necessary transport back to the UK.

Trip Cancellation or Curtailment

Could compensate you if you need to cancel or cut short your trip due to covered reasons.

Baggage Loss/Theft

May reimburse you for baggage and belongings that are lost, stolen, or damaged while travelling.

Delay or Missed Departure

Could provide compensation for significant travel delays or missed connections outside your control.

Personal Liability Cover

Typically protects against claims if you accidentally injure someone or damage property while abroad.

Passport & Document Cover

May help with replacement costs if important documents like your passport are lost or stolen during your trip.

This content is for editorial purposes only and does not constitute financial advice.

Understanding Common Travel Insurance Exclusions

Always check your individual policy wording carefully, as exclusions and limits vary by provider.

Travelling Against Medical Advice

Claims may be declined if you travel after being advised not to by a medical professional.

Undeclared Pre-existing Conditions

Medical conditions you had before purchasing cover may not be covered unless declared when applying.

High-Risk Activities Without Add-ons

Adventure sports like skiing or scuba diving often require additional cover. Without it, related claims may be excluded.

Incidents Linked to Alcohol or Drugs

Policies often exclude claims resulting from excessive alcohol use or non-prescribed drugs.

This content is for editorial purposes only and does not constitute financial advice.
Specialised Options

Specialist Travel Insurance Options

If you're travelling with specific needs or doing high-risk activities, some insurers offer optional cover for these situations. Always check the individual policy details and exclusions carefully.

Winter Sports Cover

Optional cover may include:

  • Skiing and snowboarding
  • Winter sports equipment
  • Off-piste skiing (with or without a guide, depending on the policy)

Pre-existing Conditions

Some insurers offer policies that may include:

  • Cover for declared medical conditions
  • Emergency medical expenses
  • Optional add-ons depending on health status

Cruise Insurance

Cruise-specific policies may include:

  • Cabin confinement compensation
  • Missed ports and excursions
  • Emergency evacuation cover

Backpacker/Gap Year

Policies for longer trips may offer:

  • Extended trip durations
  • Multi-country coverage
  • Optional cover for adventure activities
This content is for editorial purposes only and does not constitute financial advice.

Things to Consider When Comparing Travel Insurance

This content is for editorial purposes only and does not constitute financial advice.

  • Start comparing early — prices may vary closer to your departure date
  • Some banks or credit cards may include limited travel insurance benefits
  • Only select extras you feel are necessary for your trip
  • Be accurate when declaring medical conditions to avoid invalid claims
  • If you travel frequently, annual multi-trip policies may be worth comparing

Travel Insurance Across the UK

Where you live may affect the types of quotes you see, as some insurers consider location when generating prices. Factors like regional access to healthcare, claim rates, and postcodes may influence your quote.

You can use the quote tool to view and compare policies from different providers.

London
Birmingham
Manchester
Glasgow
Liverpool
Edinburgh
Belfast
Cardiff

The quote service is provided by Seopa Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 313860).

This content is for editorial purposes only and does not constitute financial advice.

Things to Consider Before Buying Travel Insurance

Travel insurance policies vary, and some features may be more relevant depending on your trip.

You may wish to compare policies if:

  • You're travelling outside the UK
  • You've booked non-refundable flights or accommodation
  • You or a travel companion has a medical condition
  • You're bringing items of value
  • Your trip includes skiing, cruises, or adventure activities

The quote service is provided by Seopa Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN: 313860).

This content is for editorial purposes only and does not constitute financial advice.

Common Assumptions About Travel Insurance

Some travellers may be unaware of how policies work or what's typically covered. The following points are provided for general awareness only.

"EHIC covers everything in Europe"

📌

EHIC (European Health Insurance Card) may provide access to basic public healthcare in some countries, but it doesn't cover things like trip cancellations, private care, or lost baggage.

"Young travellers don't need cover"

📌

Medical treatment abroad can be expensive — even younger travellers may benefit from comparing options depending on their trip.

"All policies cover COVID automatically"

📌

COVID-19 coverage varies between policies. Always check the specific terms when comparing options.

This content is for editorial purposes only and does not constitute financial advice.

Insurance quote service provided by Seopa Ltd, authorised and regulated by the FCA (FRN: 313860).

Your Travel Insurance Questions Answered

What documents do I need to get travel insurance?
To get a quote, you'll usually need your travel dates, destination, and the ages of all travellers. If you have pre-existing medical conditions, you may also need details about your health history.
Can I get travel insurance with a medical condition?
Yes. Many providers offer cover for pre-existing conditions, but you'll need to declare them during the quote process. Undisclosed conditions could invalidate your policy.
Is travel insurance required for trips to Europe?
Travel insurance isn't legally required for Europe, but it's highly recommended. EHIC/GHIC cards cover basic state healthcare, but they don't include repatriation, cancellations, or baggage loss — which travel insurance can.
What's the difference between single trip and annual cover?
Single trip policies cover one journey, while annual multi-trip policies allow you to take multiple trips during a 12-month period. Annual cover can be more cost-effective if you travel frequently.
Could I be covered if my trip is cancelled or delayed?
Some policies include cancellation cover for events such as illness, injury, or emergencies — provided they were not known at the time of booking. Delay cover may apply after a set period (e.g. 12 hours). Always check your individual policy wording.
Is COVID-19 covered by travel insurance?
Certain policies may include cover for COVID-19-related cancellations or medical expenses abroad, but terms vary widely. Check the policy documents for any COVID-specific exclusions or conditions.
Can I get insurance for adventure sports or skiing?
Standard policies usually don't cover high-risk activities unless you choose optional add-ons. If you're skiing, snowboarding, or doing water sports, check if "winter sports" or "activity cover" is included or needs to be added.
What should I do if I lose my passport abroad?
Most travel insurance policies include cover for lost or stolen documents. You'll usually need to report the loss to local authorities and obtain a police report to make a claim.
Are valuables like phones and laptops covered?
Many policies offer gadget or valuables cover as an optional extra. Standard baggage limits might not fully cover high-value items, so check the single item limits or add specialist cover if needed.
Is it possible to buy travel insurance at the last minute?
Yes, some providers allow you to purchase cover on the day of travel. However, cancellation cover typically only applies from the time of purchase, so arranging insurance early is generally recommended.

Disclaimer: This FAQ content is for editorial purposes only and does not constitute financial advice. Always review the terms of your specific policy before purchasing.

Mysupermarketcompare.com is an Introducer Appointed Representative (IAR) of Seopa Ltd (FRN: 313860). Seopa Ltd owns and operates the travel insurance comparison service.

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