Learner Driver Insurance (UK) — Compare Quotes in Minutes

If you're learning to drive, you may need insurance to practise in a car — either through a standalone learner policy or by being added to an existing policy (options vary by provider). Learner driver insurance is designed for supervised practice, but eligibility and cover details can differ between insurers.

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What you'll need to start a quote

•Vehicle details (registration or make/model)
•UK postcode
•Provisional licence holder details
•How often you'll practise (rough mileage/usage)

Who this page is for

This page is for UK learner drivers (and the people helping them practise) who want to:

compare learner insurance options quickly
understand common ways learner cover is arranged
see what details typically affect the price
avoid confusion about what's included

How learner driver insurance typically works

Providers may offer learner cover in different ways, for example:

a standalone learner policy for supervised practice
adding a learner as a named driver on an existing policy (where offered)
temporary learner cover options with specific limits (provider-dependent)

Always check who is insured to drive, what vehicle is covered, and any restrictions.

What can affect the price of learner insurance

Pricing varies, but these factors often matter:

the car (insurance group, engine size, value, repair costs)
your postcode and where the car is kept
the learner's age and details
how often the car will be used for practice (mileage)
any claims/convictions on the main policyholder (if relevant to the policy structure)
cover level and excess

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Practical tips when comparing learner cover

Use accurate vehicle and learner details
Check how the policy is structured (standalone vs added driver)
Review what happens after you pass your test (provider rules vary)
Check excess amounts and restrictions before buying
Compare the total cost and what's included, not just the headline price

Once you pass your test and become one of the new drivers on the road, your insurance needs will change. Some young drivers find it helpful to compare options again at that stage.

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FAQs: Learner driver insurance (UK)

Do learner drivers need their own insurance?

Often yes, but it depends on how the cover is arranged. Some options involve a standalone learner policy, while others may add a learner to an existing policy.

Can a learner be added to an existing policy?

Sometimes, depending on the insurer and the policy. Always check eligibility and terms.

Is learner insurance only for young people?

No. Learners can be any age. Pricing depends on multiple factors including the car and location.

What happens to the insurance after I pass my test?

Providers handle this differently. Some policies may need updating or replacing once you become fully licensed.

What details do I need to compare?

Typically vehicle details, postcode, and learner driver details, plus information about how the car will be used.

Does the car type matter?

Yes. Insurance group, engine size, and repair costs can affect pricing.

Is learner cover usually short-term?

Some providers offer short-term options, while others offer longer policies. Availability varies.

What's the fastest way to check options?

Start a quote journey with accurate details and review cover breakdown and restrictions.

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How we created this page (transparency)

This page was created to help UK learner drivers understand how learner insurance commonly works and what to check when comparing options. It is reviewed for clarity and updated as needed to stay accurate and useful.

Important information

MySupermarketCompare is an insurance comparison website. We introduce customers to our quote partner to help them compare insurance options. Information on this page is general and is not financial advice.