If you are learning to drive and you own a car, you may be looking for short-term insurance that lets you practise legally for a limited period.
Temporary learner insurance can be useful when you want cover for a specific window of time, rather than committing to a full annual policy straight away.
Availability and eligibility vary by provider. It usually depends on your provisional licence status, the vehicle details, and the supervision arrangements while you are driving.
Reviewed by MySupermarketCompare Editorial Team
This page is for UK drivers who:
If you are not the owner of the car and you are borrowing someone else's vehicle, it may be more appropriate to compare borrowing-related options too.
Temporary learner insurance generally provides cover for a fixed period. Some providers offer short-term policies designed for provisional drivers, while others focus mainly on annual cover. For general information, see our temporary learner insurance guide.
In most cases, you will need:
The exact eligibility rules and cover levels vary, so always review the policy details during the quote journey.
Yes.
Temporary learner insurance is aimed at short periods and specific needs. Annual learner driver insurance is usually used when you expect ongoing use and want continuous cover.
Short-term cover can be useful if:
However, for longer periods an annual policy may be more practical, depending on total cost and availability. If you already own your car and want to explore annual options, see our guide on learner insurance for your own car.
Insurers may consider:
Your age and driving background
The car's insurance group and value
Where the car is kept overnight
Your postcode and local claim history
Expected mileage and how the car will be used
Whether there are any previous claims, points, or convictions
Because insurers price risk differently, comparing providers can help you see which options may be available. For more on car insurance generally, visit our main hub.
Registration number, make, model, and year help ensure accurate quotes.
This affects risk assessment and pricing.
For practice driving, this is often lower than regular use.
The supervising driver must be qualified and meet age and licence requirements.
Sometimes annual cover is more cost-effective for extended periods.
The goal is suitable cover that matches how you will practise. Once you pass your test, you'll need new driver insurance.
Start a quote online now to check options that may be available for learner drivers using their own car.
Start a Quote in 2 Minutes →This page was created to help UK learner drivers understand temporary insurance on their own car and what to consider when comparing options. It is reviewed regularly for clarity and accuracy.
MySupermarketCompare is an insurance comparison website. We introduce customers to our quote partner to help them compare insurance options. Information on this page is general and does not constitute financial advice.
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