Cover your business vehicles under one policy. Complete one short form and specialist fleet insurers will get in touch with competitive quotes.
Tell us about your fleet, including vehicle types, fleet size, and how your vehicles are used.
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Review the quotes you receive and select the policy that suits your fleet's needs.
If you run a business with three or more vehicles on the road, you already know the headache of juggling separate insurance policies — different renewal dates, different insurers, different cover levels. Fleet insurance puts all of that under one policy, with one renewal date and one point of contact.
It's a product designed specifically for commercial operations, not for families looking to bundle their household cars together. We have partnered with Quotezone.co.uk to help you compare fleet insurance quotes from specialist UK providers who understand the needs of trades and transport businesses.
Fleet insurance is a commercial motor policy that covers three or more vehicles operated by a business. Instead of managing separate policies with different renewal dates and terms, everything sits under one agreement with one insurer.
This is a business-only product — it's not the same as multicar insurance for families. If you're a household with two or three cars, you'd be looking at standard car insurance or a multicar discount from a personal lines insurer instead.
Fleet policies cover cars, vans, trucks, and specialist vehicles. They're used across a wide range of trades in the UK — courier and delivery firms, scaffolders, roofers, painters and decorators, landscape gardeners, hauliers, plumbing contractors, electricians, building contractors, cleaners, security companies, and furniture removal businesses all commonly insure their vehicles this way.
Fleet insurance is designed for established businesses that operate three or more vehicles. If you've been trading for at least a year and your drivers are aged 25 or over with clean UK licences, you're in the bracket that fleet insurers are most keen to quote for.
The types of businesses that typically use fleet cover include:
New businesses with no trading history can still get fleet insurance, but premiums tend to be significantly higher. Most insurers want to see at least one year of commercial operation before offering competitive rates.
The practical case for fleet insurance comes down to less admin and more control. Here's what it actually looks like day-to-day:
If your business relies on vehicles being on the road, having a single point of contact for all your motor insurance also makes dealing with claims and breakdown situations considerably simpler.
You could save time and money on your insurance
Compare quotes from industry leading UK insurance providers
The vast majority of business fleets in the UK are insured on a fully comprehensive basis, and for good reason. If one of your vehicles is off the road after an accident — regardless of who was at fault — comprehensive cover means the repair or replacement is handled. For a business that depends on its vehicles being operational, that's not optional protection, it's essential.
Third party only and third party fire and theft policies do exist for fleets, but they're uncommon in practice. If a vehicle on a third party only policy is damaged in a non-fault accident, you'd need to recover costs from the other party yourself — which takes time your business doesn't have.
For fleets carrying tools, equipment, or stock, comprehensive cover is especially important. Many insurers will also recommend goods in transit cover as an add-on if your vehicles regularly transport valuable cargo between sites.
Full protection for your vehicles including accidental damage, theft, fire, and third party liability. The most popular choice for business fleets.
Covers damage to third parties plus protection against fire damage and theft of your fleet vehicles.
The minimum legal cover for your fleet. Protects against claims from other road users for damage or injury.
Allows any authorised employee to drive fleet vehicles without being individually named on the policy.
Protects the goods your fleet carries against loss or damage while in transit between locations.
Keep your fleet on the road with roadside assistance and recovery for breakdowns across the UK.
The number of vehicles on your policy directly affects the premium. Larger fleets may qualify for volume discounts.
Cars, vans, and trucks carry different risk profiles. Mixed fleets may cost more than uniform ones.
The ages, experience levels, and claims history of your drivers all influence the quote. Drivers aged 25+ with clean licences typically attract lower premiums.
Your fleet's claims record and no-claims bonus significantly affect pricing. A clean history helps keep costs down.
Your industry and how vehicles are used (delivery, site visits, haulage) affect the risk assessment.
Fully comprehensive is the standard for business fleets. Third party options exist but are rarely used commercially.
We have partnered with Quotezone.co.uk to help you compare quotes across a range of specialist insurance products.
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Complete one short form and let specialist providers get in touch with competitive quotes tailored to your needs.
T T Branding Ltd (trading as MySupermarket Compare) is an Introducer Appointed Representative (IAR) of Seopa Ltd. Seopa Ltd are authorised and regulated by the Financial Conduct Authority (FCA FRN: 313860). Quotezone is a trading style of Seopa Ltd. Seopa Ltd is located at Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. The insurance quote system is independently owned and operated by Seopa Ltd. TT Branding Ltd do not offer financial advice and receives a commission for any policies purchased, at no cost to you.
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