Cat Insurance (UK) — Compare Quotes in Minutes

Vet bills can be unexpected, and cat insurance can help you compare cover options to fit your budget and your cat's needs. What's included varies widely, so it's worth comparing policy types, limits, and excess amounts.

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What you'll need to start a quote

•Cat's age (or approximate)
•Breed/type (if asked) and whether indoor/outdoor
•Postcode
•Any existing conditions (yes/no)

Who this page is for

This page is for UK cat owners who:

want to compare pet insurance options for a cat
want to understand common cover types and what to check
want to avoid surprises with exclusions, limits, and excess
want a quick way to see quotes based on accurate details

What can cat insurance cover?

Policies vary, but cat insurance may help with costs such as:

accidents and injuries
illness treatment (depending on cover type)
diagnostic tests and medication (depending on cover type)
third-party liability is typically more relevant for dogs than cats (always check policy details)

Always check policy terms, limits, exclusions, and waiting periods. If you also have a dog, see our dog insurance page for canine-specific guidance.

Common cover types (what to compare)

Providers may offer different types of cover, such as:

Accident-only: usually covers accidents, not illness
Time-limited: cover for a condition for a limited time
Maximum benefit: a set amount per condition
Lifetime cover: ongoing cover for conditions up to annual limits (subject to terms)

The right choice depends on your budget and what you want covered.

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Practical tips before you buy

Compare cover limits and what they apply to
Check excess amounts and whether they're per condition or per year
Review exclusions and waiting periods
Make sure details (age, breed/type, postcode) are accurate
Look at the total cost and cover breakdown — not just the headline price

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FAQs: Cat insurance (UK)

Is cat insurance worth it?

It depends on your budget and what cover you want. Comparing policy types and limits can help you decide.

Does cat insurance cover illness?

Some policies may include illness cover, depending on the cover type. Always check policy details.

Are pre-existing conditions covered?

Often they're excluded, but this varies by provider and definitions. Answer questions accurately and review terms.

Does my cat's age affect the price?

Yes, age can affect eligibility and pricing depending on the provider.

Can I insure an indoor cat?

Yes, many providers offer cover for indoor cats, but prices and terms can vary.

What details do I need to compare?

Typically your postcode and your cat's age and basic details, plus any medical history questions.

What's an excess?

An excess is the amount you pay towards a claim. It can vary by policy and may apply per condition or per claim.

What's the fastest way to check options?

Start a quote journey with accurate details and compare cover limits, exclusions, and total cost.

Ready to compare cat insurance?

Start your quote online now and view options available from UK providers.

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How we created this page (transparency)

This page was created to help UK cat owners understand pet insurance basics and what to check when comparing options. It is reviewed for clarity and updated as needed to stay accurate and useful.

Important information

MySupermarketCompare is an insurance comparison website. We introduce customers to our quote partner to help them compare insurance options. Information on this page is general and is not financial advice.