DR10 Car Insurance (UK) — Compare Options After a Drink-Driving Conviction

A DR10 conviction is issued for driving or attempting to drive while over the legal alcohol limit. This conviction can significantly affect car insurance — but options may still be available depending on your circumstances.

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What you'll need to start a quote

✓Vehicle registration or make/model
✓UK postcode
✓Conviction date (approx)
✓How you use the car (social / commuting)

Who This Page Is For

This page is for UK drivers who:

have a DR10 conviction on their licence
need to understand how it affects insurance
want to compare available options responsibly
want clear, factual guidance without judgement

If you have a DR10 conviction, comparing quotes is often the quickest way to see what insurers may offer.

What Is a DR10 Conviction?

DR10 is a motoring offence code for drink-driving — driving or attempting to drive while over the legal alcohol limit.

It typically stays on your licence for 11 years
Insurers typically ask about it for 5 years
It may increase premiums or limit provider options

How a DR10 Affects Car Insurance

Insurers may consider:

how long ago the conviction occurred
whether there were additional offences
your driving history since the conviction
your age, vehicle, and usage
any other points or convictions

Some drivers find options improve over time with a clean record. If your points accumulate to 12 or more, you may face a TT99 totting-up disqualification. For more context on how points on your licence may affect quotes, or to explore broader convicted drivers insurance options, you may want to review those pages as well.

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Practical Tips When Comparing DR10 Insurance

1. Be accurate about conviction details

2. Compare multiple providers

3. Review cover level and excess carefully

4. Focus on total cost, not headline price

5. Avoid rushing — check policy terms fully

FAQs: DR10 Car Insurance (UK)

Can I still get car insurance with a DR10?

Some insurers may offer cover, but availability and pricing vary based on your details.

How long does a DR10 stay on my licence?

Typically 11 years, but insurers usually ask about convictions for up to 5 years.

Will my premium reduce over time?

It may, especially if you maintain a clean driving record after the conviction.

Do all insurers treat DR10 the same?

No. Each insurer assesses risk differently.

What information do I need to compare?

Vehicle details, postcode, conviction date, and driving history.

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Related Car Insurance Pages

Convicted Driver Insurance

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Points on Licence Insurance

Car insurance with penalty points

Speeding Conviction Insurance

Compare options with speeding points

IN10 Car Insurance

Cover with an IN10 no insurance conviction

How We Created This Page (Transparency)

This page was created to explain DR10 convictions and how they commonly affect car insurance in the UK. It is reviewed for clarity and updated as needed to stay accurate and useful.

Important Information

MySupermarketCompare is an insurance comparison website. We introduce customers to our quote partner to help them compare insurance options. Information on this page is general and is not financial advice.

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