Car Insurance with an IN10 Conviction (UK) — Compare Options in Minutes

An IN10 conviction is issued for driving without insurance. If you have one on your record, insurance quotes can change significantly between providers.

Comparing is often the fastest way to see what's available for your situation.

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What you'll need to start a quote

✓Vehicle details (registration or make/model)
✓UK postcode
✓Approx annual mileage
✓Conviction details (IN10 + date, if asked)

Who This Page Is For

This page is for UK drivers who:

have an IN10 conviction on their licence
need to disclose a "driving without insurance" offence
want to understand how this may affect insurance quotes
want to compare options quickly and accurately

If you're unsure how insurers will view your conviction, comparing providers can help because criteria vary. If your vehicle was impounded as a result of the offence, see our impounded car insurance guide.

How an IN10 Conviction Can Affect Insurance

Insurers may consider:

the type of conviction (IN10)
how recent the offence was
the number of points issued
any additional convictions or claims

Some providers apply stricter criteria than others, which is why comparing can be useful. If you accumulate multiple endorsements, you could face a totting-up disqualification (TT99). For more context on how points on your licence may affect quotes, or to explore broader convicted driver insurance options, you may want to review those pages as well.

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What You May Need When Comparing

You may be asked for:

details of the IN10 conviction (date and points)
vehicle information
postcode and parking details
expected mileage and vehicle use
claims and driving history

Always provide accurate information — incorrect details can invalidate cover.

Practical Tips When Comparing After an IN10 Conviction

1. Be accurate and consistent with conviction details

2. Compare multiple providers

3. Review total cost, not just the headline price

4. Check excess amounts and exclusions

5. Avoid altering details to force cheaper quotes

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FAQs: Car Insurance with an IN10 Conviction (UK)

Can I still get car insurance with an IN10?

Often yes, but availability and pricing vary by provider and by your full driving history.

How long does an IN10 affect insurance?

Providers may ask about convictions for different time periods. Always answer based on the question asked.

Do I have to declare an IN10?

If the quote journey asks, you must answer accurately.

Will an IN10 always increase my premium?

Not always, but it can. The impact depends on the provider and the details of your policy.

What's the fastest way to check options?

Starting a quote with accurate details and comparing providers is usually quickest.

Ready to Compare IN10 Insurance Options?

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Related Car Insurance Pages

Convicted Driver Insurance

Compare options for drivers with convictions

Points on Licence Insurance

Car insurance with penalty points

Speeding Conviction Insurance

Compare options with speeding points

DR10 Car Insurance

Cover with a DR10 drink-driving conviction

How We Created This Page (Transparency)

This page was created to help UK drivers understand how an IN10 conviction can affect insurance comparisons. It is reviewed and updated to stay accurate and useful.

Important Information

MySupermarketCompare is an insurance comparison website. We introduce customers to our quote partner to help them compare insurance options. Information on this page is general and is not financial advice.

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