Car Insurance with Speeding Convictions (UK) — Compare Quotes in Minutes

If you have a speeding conviction, you may want to compare options across providers. Cover is often available, but outcomes vary a lot between providers and depend on the details.

Comparing is often the quickest way to see options based on your driving history and vehicle.

Reviewed by MySupermarketCompare Editorial Team

✓ Compare options from UK providers in minutes✓ No obligation — check options anytime✓ Start your quote online now

Compare Quotes With Speeding Convictions →

What you'll need to start a quote

✓Vehicle details (registration or make/model)
✓UK postcode
✓Approx annual mileage
✓Endorsement/conviction details (dates and codes)

Who This Page Is For

This page is for UK drivers who:

have a speeding conviction or endorsement
need to disclose points or conviction details when getting insured
want to compare options quickly and accurately
want to understand what can affect prices after a speeding offence

If you're unsure how this impacts your quote, comparing providers can help because criteria and pricing can vary. If you accumulate 12 or more points, this can result in a totting-up ban (TT99), which has significant insurance implications.

How a Speeding Conviction Can Affect Insurance

Insurers may consider convictions and endorsements when pricing risk. What matters can include:

the type of offence (e.g., different speeding codes like SP30, SP50, etc.)
how serious it is
the number of points
whether there are other convictions or claims

Different providers can treat the same history differently, so comparing can be useful. For more context on how points on your licence may affect quotes, or to explore broader convicted driver insurance options, you may want to review those pages as well.

Check Your Options →

What Information You May Need When Comparing

Quotes often depend on accurate details. You may be asked for:

your licence information (points and dates)
the conviction/endorsement type (if applicable)
vehicle details and usage
claims history and driving history
postcode and overnight parking

Always answer questions accurately — incorrect information can cause problems later.

Practical Tips for Comparing Quotes After Speeding Points

1. Be consistent and accurate with conviction details

2. Compare multiple providers (criteria can vary)

3. Consider the total cost and cover level, not just the headline price

4. Review excess amounts and exclusions

5. Avoid "fronting" or changing details to force a cheaper quote — this can invalidate insurance

✅ Ready to compare now?

Start a Quote in 2 Minutes →

FAQs: Car Insurance with Speeding Convictions (UK)

Will a speeding conviction always increase my premium?

Not always, but it can. The impact depends on the offence details, how recent it is, and the provider's criteria.

How long do speeding points affect insurance?

Providers may ask about convictions for different periods. Always answer based on the question asked during the quote process.

Do I need to declare speeding points?

If the quote journey asks, you should answer accurately. Non-disclosure can cause issues with cover later.

Is it still possible to get insured with speeding points?

Often yes, but availability and pricing vary by provider and by your details. Comparing is the quickest way to check.

Does the number of points matter?

It can. Providers may price differently based on the number of points and overall driving history.

What's the fastest way to check my options?

Start a quote journey with accurate information and compare cover and cost across providers.

Ready to Compare Quotes with a Speeding Conviction?

Start your quote online now and review options available from UK providers.

Start a Quote in 2 Minutes →

Related Car Insurance Pages

Convicted Driver Insurance

Compare options for drivers with convictions

Points on Licence Insurance

Car insurance with penalty points

DR10 Car Insurance

Cover with a DR10 drink-driving conviction

IN10 Car Insurance

Cover with an IN10 no insurance conviction

How We Created This Page (Transparency)

This page was created to help UK drivers understand how speeding convictions can affect insurance comparisons and what to check when comparing options. It is reviewed for clarity and updated as needed to stay accurate and useful.

Important Information

MySupermarketCompare is an insurance comparison website. We introduce customers to our quote partner to help them compare insurance options. Information on this page is general and is not financial advice.