Electric Car Insurance (UK): Compare Quotes in Minutes

Pricing varies by provider, but EV quotes can be influenced by factors such as:

According to the Society of Motor Manufacturers and Traders (SMMT), battery electric vehicles accounted for over 16% of new car registrations in the UK in 2023, with more than 300,000 new EVs joining UK roads that year. Research from Thatcham Research, the UK's motor insurability experts, shows that repair costs for EVs can be higher due to specialist battery and component requirements, which is one reason insurers may price EV cover differently.

• the car's value and insurance group
• repair costs and access to specialist repair networks
• battery-related repair/replacement costs
• how easy parts are to source
• your postcode and where the car is kept overnight
• annual mileage and how you use the car (social/commuting)
• your driving history, claims, points, or convictions
• cover level, excess, and optional extras

Different insurers can price the same details differently, so comparison can help. For a broader picture of what UK drivers pay, see our car insurance cost guide. The UK Government offers information on plug-in vehicle grants that may help reduce the purchase cost of eligible EVs, while the Association of British Insurers (ABI) provides industry data on how insurers are adapting to the growing number of electric vehicles on UK roads.